Transfer of Equity

Transfer of Equity Conveyancers

Add or remove someone from a property title quickly and securely with expert conveyancing support.

What is a Transfer of Equity?

A Transfer of Equity is the legal process of changing the ownership of a property without selling it. It involves adding or removing someone from the property’s title deeds.

This type of transaction is commonly handled by conveyancers and often requires approval from a mortgage lender if there is an existing mortgage.

Why this matters:

Even if no money changes hands, a Transfer of Equity is still a legally binding change to property ownership and must be properly registered with HM Land Registry.

When may you need to transfer property ownership?

You may need a Transfer of Equity if your personal or financial circumstances change and the ownership of your property needs to be updated.

Common examples include:

Relationship Changes

Marriage or moving in with a partner,
Divorce or separation,
Buying out an ex-partner.

Financial Changes

Releasing someone from mortgage liability,
Refinancing with a new lender,
Restructuring ownership for tax planning.

Family Arrangements

Gifting property to children or relatives,
Adding family members to the title deeds.

How does the process work?

Our conveyancers manage the process from start to finish to ensure everything is legally correct and registered with HM Land Registry.

Step 1

We review the property ownership, mortgage details, and circumstances of the transfer.

Step 2

If there is a mortgage, we obtain consent from your lender before proceeding.

Step 3

We prepare the Transfer Deed and any supporting legal paperwork.

Step 4

All parties sign the documents and the transfer is legally completed.

Step 5

We register the updated ownership with HM Land Registry.

Changing Property Ownership Costs

The cost of a Transfer of Equity depends on the complexity of the transaction and whether a mortgage is involved.

Typically, costs may include:

Important note:

Stamp Duty may be payable if a party is taking on mortgage debt, or money is being paid in exchange for equity. We will confirm this clearly before any work begins.

Why Choose Our Conveyancers?

We provide clear, fixed-fee legal support for Transfer of Equity transactions across the UK.

You benefit from:

Our goal is clear – we aim to make the process straightforward, transparent, and stress-free from start to finish.

Ready to Move Forward?

Speak with our quoting queens today for a free, no-obligation quote!